Welcome to MicroLend! By registering and using our platform, you agree to the following terms:

1. Account Usage

• Keep your account credentials confidential and secure.
• Provide accurate and complete information during registration.
• Use the platform in compliance with all applicable laws and regulations.

2. Financial Services

• Loan applications are subject to credit risk assessments conducted by MicroLend.
• You are responsible for the accuracy of financial data submitted for credit scoring.
• MicroLend does not guarantee loan approval or specific terms.

3. Intellectual Property

• All content, logos, and trademarks on the platform are owned by MicroLend.
• You may not reproduce, modify, or distribute platform materials without written consent.

4. User Data and Privacy

• Your personal and financial information is handled per our Privacy Policy, compliant with the Protection of Personal Information (POPI) Act of South Africa.
• You grant MicroLend permission to use submitted data for credit assessments and platform improvements.

5. Limitation of Liability

• MicroLend strives for accurate credit assessments but cannot guarantee outcomes.
• We are not liable for direct or indirect damages arising from platform use.

6. Modifications and Termination

• MicroLend may modify or terminate the platform or these terms at any time.
• Continued use after changes implies acceptance of updated terms.

7. Governing Law

• These terms are governed by the laws of South Africa, including the POPI Act.

By using MicroLend, you acknowledge and accept these terms. For questions, contact our support team.